Welfare Benefit Plans

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One of the most significant benefits employers provide to their employees is group health coverage. As health costs continue to rise, plan design and drafting and ongoing administration can have a significant effect on an employer's bottom line.

In addition to health benefits, our attorneys assist clients in designing and implementing a wide variety of welfare benefits, including life insurance, long term disability coverage, disability benefits, dental and vision coverage, and flexible benefits associated with Section 125 or -cafeteria- plan. In advising clients, we routinely provide the following types of services:

  • Group health plan drafting, interpretation and administration
  • Section 125 plan guidance
  • Health Savings Accounts, Health Reimbursement Accounts and other consumer directed arrangements
  • Wraparound benefit plan drafting
  • Employee communications
  • Consolidated Omnibus Budget Reconciliation Act (COBRA)
  • HIPAA privacy and security
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